What Will happen to UK House Prices in 2025?
What Will happen to UK House Prices in 2025?
A look at the current state of the housing market and what might happen in 2025. Are prices set to keep rising? What will happen to interest rates?
00:00 Intro
0:54 Outlook for 2025
4:07 Stamp Duty
5:24 What’s affecting prices
7:09 Why House Prices high
11:22 House Price Forecasts
12:37 House Price Falls?
13:41 Best time to buy?
► Please…
source
It’s all false
You pay twice the amount of the house’s value.
You are stuck where you buy.
Stamp duty.
30 year mortgage is the illusion of owning.
Never see the money unless you live in a shoe box when you retire.
In my mind a big scam
Can't believe you made a whole 14 minute video about house prices and first-time buying without once mentioning rising wealth inequality. Why are people always ignoring the main thing ghat changed in the economy over the last 5 years
More people and not enough houses… what would you expect the market will do? Will keep being expensive
It is immigration isn't it? Not migration. Migration is immigration/emigration or just moving to a new town! 😂
Bad uk
It's a buyers market nowadays
You beeen saying property down from day you made the account bro go to sleep
Every month it becomes more expensive to build a house the base costs plus the land will always ensure a rising market figure.I know.
Question if the ONS keeps lying about house prices. Then because housing costs inc rent comprises over 65% of household spending. Then these rises in rents and mortgages should be included in the CPI data.😢 Up 9%
Hi i was listening yo a property guru the other day and they were claiming that interest rates could/would rise to 9%,because of tighter bank lending criteria with the inception of basel 3.1,by 2030. Is this just scare mongering or does it have credance?Thanks nick
Dual income households drove the price boom by far the most significant change, there are no third incomes coming outside of (parents) there is a limit. The markets reaching it.
very good video
Reading this today, after Rachel from accts is screwing the uk
"You will have nothing and be happy" they said…..
With over a million coming every year….. Supply/Demand. Massive demand, creates massive inflation – inflation. Just forget it, as investors will keep buying. There's even government assured buy-to-let.
Informative and clear – thank you!
2 min. to understand, ref. economist Henry George, that “Georgist real estate catastrophe” (in USA, Britain, Canada, … ) , via Peter Thiel
https://youtu.be/jsXNST2PC64
If you can work online there is no point in staying in the uk hoping some day you will buy your dream terraced…
you have been forecasting falls for several years, but all we have are rises, it's a question of supply and demand, there are not enough houses being built, but more people needing them, a fall is very unlikely for the immediate future
I will believe it when I see it! All these people flooding into this country all need a place to live. I’m no expert like yourself – let’s see what happens.
I have poor quality infill land fully surrounded by houses with two access roads yet planning will not allow housing. Goverment must get councils to use green belt for genuine reason or we will just get not enough houses and higher prices
Let’s be real,The politicians and riches in Uk have manipulated so sneakily the housing market exploding the houses prices so high ( mainly having allowed buyers to resell houses so higher and profit without being heavily taxed ) that it is now impossible for the ordinary people to access the market and live a decent life.but eh, Uk has always been like this, a high rich class and royault y on top, and the “ low complying people” on the bottom …. ,the riches must be laughing ….
In Europe, there are clear laws and heavy taxes to prevent rich buyers buying for making profit the following day, so the houses prices are very reasonable as a result,and therefore accessible to anyone who work.
Short term rate cuts maybe but long term rates are going up up up. RIP overpriced uk housing. What goes up…
The formula that your stupid politicians don’t understand is to stop funding other people wars and interference in other countries and spend that money on your own people.
It's past time for UK property to go back to utility value and for us to start using the future global store of value which is BItcoin. You will get it at the price you deserve frankly.
A recession might change things.
Labour are doing a good job creating one!
‘Pushed higher by rising rents’ – I thought you were an economics channel 😂 literally the reverse.
I think the following is likely
1. Economic Downturn: Reeves’ budget has severely impacted the economy, likely pushing us into a recession as of December 2024.
2. Lost Tax Revenue: The anticipated increase in tax revenue from the budget will likely be offset by widespread business closures and layoffs. This makes it difficult to fund the £2-4 trillion required for Net Zero (just five years away) without resorting to significant borrowing.
3. Inflation and Interest Rates: Borrowing £2-4 trillion for Net Zero will create persistent inflationary pressures, forcing the Bank of England to maintain high interest rates.
4. Housing Market Pressures: While high interest rates might slow the pace of rising house prices, the ongoing demand from migration will continue driving prices upward. This will leave more people unable to afford homes, exacerbating affordability issues.
5. A ‘Zombie Economy’: The likely outcome is a stagnant, ‘Zombie Economy’ where costs remain high, but wages and living standards fail to keep pace, leaving most people worse off.
6. I would expect to see little to no growth in the economy over the next 2-3 years
House prices are never going down face facts its extremely hard to get a house, so if people continue snapping them up the demand is there, and quite obviously, these people can afford 322000 i dont know what they work as but i could only imagine these people will be paying debt not actually living
"Make" money on house and spend it on shopping, what can go wrong?
So after 15 minutes of video, still don’t know without a crystal ball
What goes up must come down, unless of course money printing goes brrr…. Then what goes up continues to go up.
Rent matters. Inflation in terms of egg prices? The rent is more critical. The Henry George in 1879, the book Progress and Poverty, argues that Land Value Tax for public revenue of which surplus should return to people by basic income … ref. Peter Thiel or the Georgist Real Estate crisis, https://youtu.be/jsXNST2PC64
ref. 2 : Land Value Tax and virtually no homeless in Singapore, Denmark, Taiwan … ( https://youtu.be/Li_MGFRNqOE )
Unless you're buying cash or minimal mortgage, you're 'making' nothing back as the interest over the llifetime of the mortgage has eroded any actual gains… or is your property doubling in value over 30 years?
Couldnt care less never bought into the owning a house shit.
Youngsters today havent a hope of getting onThe housing ladder.
I have a 2 bed bungalow is south bucks. It was my grandmothers house. My mother inherited a third of the value. I put down like 20k and we bought it for 380k in 2018. We bought out the other family members and now I owe my parents 280k. No banks involved. I'm blessed. Zoopla says its worth 775k but I think thats way too high
Great video, thank you. If I can just point out, the Stamp Duty threshold rise was a temporary measure introduced in November 2022 and ending in March 2025, not a new policy in the 2024 budget.
As we're currently looking to upsize this is likely to cost us an extra £2500 on top of our stamp duty bill. It's a small price to pay for the NHS, teachers, police and myriad other benefits of living in the UK.
Look at 18 year house cycles….2029 big crash in UK. As ppl dededz from the juice / heating / come do suicide at hospital ……genz won't be able to afford inheritence tax…..so mass sale….so mass price reduction.
Many of these ‘corporations’ who buy houses in London avoid paying stamp duty and capital gains tax by claiming houses to be offices and masking sales of properties through business handovers. This large avoidance of tax from wealthy individuals is a contributor to this house pricing inflation.
Merci beaucoup Monsieur. The OBR GDP growth figures are a little bit fantaisiste to say the least. They would only be possible if GB rejoined the single market and customs union 😊
What the hell is this bull. Fact, my best mate moved jobs to up north and needed to sell his house. In his street many houses have sold for up to 247K in 2023/24. His is one of the best on the street as he is very well paid and he had to sell for 180K. Prices have tumbled and anyone that buys without 30% the high price of 2023 is a fool with money and has been conned. In my opinion the ONS were part of a Ponzi scheme. They used a statistical 13 month comparison (all sales in July 2023 to all sales in 2024) to report a 12 month rise in house prices and even the Bank of England was in on it. Do the sums yourself and prove me wrong. Inflation went up last month and if it goes up next month they better put up interest rates or we will get boom and bust. This is is rubbish.
Housing prices are unlikely to significantly decrease until there's a substantial increase in housing supply. In the USA , there's a shortage of millions of housing units, and construction isn't keeping pace. The constant demand for housing, coupled with population growth, means that even a slight price drop attracts numerous buyers who quickly absorb the available supply. I'm considering purchasing affordable houses in 2025 and possibly venturing into stock investments. When is the best time to enter the stock market? Some people say it is profitable , but others say it's risky. Any advice?