THIS Will Happen to the US Real Estate Market in 2025

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Jason Walter

Joined: Nov 2024
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THIS Will Happen to the US Real Estate Market in 2025


Fannie Mae revised DOWNWARD their previous housing market forecast for home sales and mortgage rates through 2025.

In today’s video, I share all the details of their real estate market forecast for housing starts, home sales, home prices and mortgage rates in 2024 and 2025 (link below for the reports).

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33 Comments

  1. I have been looking at 1200 sq ft homes in DFW and OKC, $200k + for 40+ y/o homes. Also Homeowner insurance has increased by 40% in two years.
    The greedy rich have killed the American Dream

  2. How do you think the vacation market is going? Looking at big bear at the moment and the house I’m looking at has been sitting on the market for 150 days…. They started at 825. Now down to 725. “Estimated at 680-706k by Zillow”

    Planning to put in an offer. Maybe 650?

  3. Inventory is rising because houses are sitting on the market longer. Houses sit on the market longer because they are overpriced. Somehow sellers/realtors are not making this connection these days.

  4. I feel like we are reaching the tip of the iceberg and people are finally realizing that if the majority stick together we can control the market. Let the few people buy homes and be underwater. I have seen literally thousands of homes in my area be built in the past few years. Those homes now are all of sudden coming back up for sale. These homes people typically stay in for 7 to 10+ years, not 3 or 4. This is good! Let them try and sell, let builders continue to build and sit. As long as WE the majority stick together homes will decrease. Do not feed into the FOMO or that houses will increase, patience is a virtue. Bide your time and prepare for the future.

  5. From a macro perspective the USA is entering a phase that more closely resembles 1940-1980 than 1980-2020. Maybe instead of HGTV and constant marketing for housing bros you could look at some greater historical context?

  6. As we all wait for the housing market to heal itself over the next decade, we should be directing all our frustration at our central planners who snapped their fingers and dictated that anyone who bought a house before 2020 has a monthly payment of $1500, and anyone after 2020 has a $3000 monthly payment. Wild. Like bailing out the bank CEO bonuses in '09 level of wild.

  7. Is there a way to categorize the age of the houses for existing sales?

    Obviously anything bought in 2020 or before will sell for higher than a house bought in 2022 and sold in 2024.

    Anyone that bought in 2022 would more than likely break even at best.

    I think that matters more than anything.

  8. I don't think home sales will improve meaningful until rates are back below 4%. That's what the current housing market is priced for. If you look historically the housing market typically doesn't improve in these markets until rates go significantly lower, and in this case an expectation of zero percent Fed funds rate has been set.

  9. It's all market dependent… we just bought and sold and in our situation, it was a great time to buy. We had a contingent offer which would have not of even been considered in the past 3 or 4 years, it was accepted. And we staged and sold our existing house in 8 days at asking which was based on comps. This is a significant upgrade for us and this price point will not exist with interest rates even 0.5% lower. I personally feel we have done well. This is in 94598 btw.
    It also really helps that as a seller you disavow yourself of getting 2021/2022 prices and price according to today's prices. We did this and had plenty of interest.

  10. This doesn’t surprise me. Apr don’t mean jack unless the price comes down. Apr may make you month cost cheaper. But won’t change your loan approval amount. Which in turn means can’t buy due to high price.

  11. If there’s a lender can match my VA current rate at 4.375 and refi it conventional. I have 850 credit score with 20% equity. I’ll definitely refi and free up my VA loan aka “one time restoration”