The Simple “Borrow til you Die' Tax Strategy

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Kai Andrew

Joined: Nov 2024
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The Simple “Borrow til you Die' Tax Strategy


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The quickest and easiest way to avoid payroll taxes is through buying investment properties. We call it the…

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50 Comments

  1. A wise individual understands that building wealth involves making smart investments, strategic tax planning, and informed financial decisions. While the stock market presents opportunities for growth, successfully capitalizing on them requires both skill and expertise.

  2. Bullish or bearish, AI stocks will still dominate 2024, even beyond. Why I prefer NVIDIA is that they are better placed to maintain long-term growth potential, and provide a platform for other AI companies. I know someone who has made more than 200% from NVIDIA. I'll also take these other recommendations you made.

  3. If you're already wrong in the first 15 seconds, why should I listen to you.
    Our governments are not taking "nearly half" of our wealth. They are taking way over 90 %. Inflation is a tax as well, and it accumulates to "almost everything" instead of "nearly half". Do your homework. And study Bitcoin.

  4. Frequent changes in the tax code are making it challenging to maintain my long-term investment strategies. Are there ways to structure my portfolio to be more resilient to potential tax adjustments?

  5. Can someone explain how does borrow at high interest rates can make a living? The last example, if he cannot make enough during the year to cover interests and other living expenses, how the 550k deductible can be used? In order to pay the interest and other expenses, I am guessing he has to make 200k at least. What if he can not make that much during the year? What will happen?

  6. I am from Miami United State🇺🇸, The difference Mrs Lucy Mary Liam makes in my life is second to none it's definitely a life changing kindness. I really appreciate her effort in my life.

  7. Key is “die”. If you don’t die, you still owe recapture taxes albeit at much lower cap gains. Didn’t know about the 100 rule though. Helpful

  8. Let's see if I understand this: you apply depreciation on an appreciating asset? But that would increase your capital gains when you sell, compared to if you hadn't depreciated, right? But the idea is that it's up to your heirs so deal with that?

  9. if i borrow 100k i don't pay tax on that borrowed money (that would be ridiculous) but I am paying the 100k i borrowed, the tax on the 100k and the interest to the bank. So what are you on about, saying "there's no tax on borrowed money" lol ?

  10. With all these deductions and having the home as a business, when you go to sell the property you'll have to deduct your sell price from your all the depreciation cost and if there is any left that's what you can pocket. This looks like a good opportunity for multifamily properties to run as a business but wouldn't it be better to gain the equity of the home and you can establish a trust for a alternative tax saving income?

  11. But you never mentioned how you came up with the $300,000.00 to do this investment for all the tax savings ! ! !
    Tax savings are but a small fraction of what you need to put up front to gain the real estate, service the debt and everything else associated with that investment not to metion the risk involved if anything goes south and you don't have the positive cashflow to service all the debt!

  12. Sorry I believe the deduction is different. If you bought a home for 100,000 your yearly deduction should be calculated as 100,000/29.5 years = $3,389.83/yr … So every year you are suppose to deduct $3,389.83 from your income.

  13. The cheque i cut the government on my properties and investments are seriously eating into my project bufgets. It would hurt less if I received value for my taxes but healthcare still isn't cheap, my children's college tuition costs a small fortune, and my husband and I still have retirement to plan for. Right now the only solutioniwe see is to scale up my profits and with our limited knowledge, we are at a loss on how to do that.

  14. I got out of the real estate investing market about a year ago. I think its time to get into the stock market for a while. whats the best strategy to invest around 200K in this current market

  15. Tax laws can be so complex, and it’s super helpful to break them down like this. Understanding how different policies can impact our finances is crucial for making informed decisions.

  16. Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $120k and in the first 2 months , my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and gets more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family..

  17. Where in the heck did you borrow 1M in 22 at 2.5% thats bonkers.

    What am I missing. Anyone that has 1M liquid knows they can get far more than 2.5% roi on almost anything, right?