This show is entertaining when you know what you are talking about, and super frustrating and worthless when you go on for long periods of time about things you haven't bothered to prep for in the slightest. Todays show sucked azz
We got the same thing in Switzerland called TWINT. But I prefer Apple Pay, it’s quite a bit more convenient. But TWINT is great for transferring money to friends…
One of the things not mentioned here is UPI is inter-operable, sort of like email ID. Your ID is all that matters, you can make payments from any of your bank accounts and similarly the receiver can set any of his bank account as the active one for his UPI ID. Just like email where your email ID is important, not the provider behind it. That has been a game changer.
I mean, it would absolutely be a dealbreaker in North America (good luck getting NA to adopt this, we just got Apple Pay when India's had this for a LONG time), just not everywhere else lol.
I'm from Malaysia and to echo some of my other fellow Malaysians in the comments, we have a mixture of both tap to pay and QR payments.
What happened was tap to pay was initially just for credit/debit cards with the feature built in, while smartphone banking was still trying to get itself up and running. It didn't help that we only got Google Pay/Apple Pay rather recently, with Samsung Pay doing a lot of the initial heavy lifting for Samsung users only.
In the interim, banks developed QR code payments for banking apps and e-wallets to use which not only was easier to implement since all you need is a camera on your phone, but it also lowered the barrier to entry for merchants to go cashless. A lot of the tap to pay systems needed specific POS hardware to execute said payments but the QR codes could be printed out and displayed for very small merchants at no additional cost.
Now we have a healthy mix of both though the breakdown seems to be QR for small to medium businesses and tap to pay for medium to large businesses. I'm glad both exist. I guess it goes without saying that unlike other countries, we haven't implemented anything other than payments through NFC, so not having NFC doesn't cause us to lose access to public transport or gyms, so that's another reason why the lack of an NFC wouldn't really phase us (and I'm willing to bet the same goes for most of SEA).
No headphone jack is honestly way bigger of a deal than no NFC. Its a budget phone, people want budget earbuds. all high value budget earbuds are wired.
This show is entertaining when you know what you are talking about, and super frustrating and worthless when you go on for long periods of time about things you haven't bothered to prep for in the slightest. Todays show sucked azz
Will never ever use NFC soo…
Still a deal breaker
What is Tap to pay?
For someone who live by nfc for daily transactions it might be a deal breaker
We got the same thing in Switzerland called TWINT.
But I prefer Apple Pay, it’s quite a bit more convenient.
But TWINT is great for transferring money to friends…
Here in Brazil we have both systems you choose which one you want (NFC or PIX)
Hem I have the latest IPhone and I’ve never used Apple Pay. This phone costs 10% of that. So it’s certainly not a ”deal breaker”
Upi is the best thing that has happened to us
I am required to have NFC for goverment issues, else I would have to go through a lot of paperwork TwT
Gpay and other payment app use UPI , and I always wondered why in India nfc is not common now I know why
Ive owned some type of smartphone for well over a decade and I have never used NFT for anything. lol
not a dealbreaker for India, but would certainly be a dealbreaker for many americans!
i belive UPI is gonna go global one day.
One of the things not mentioned here is UPI is inter-operable, sort of like email ID. Your ID is all that matters, you can make payments from any of your bank accounts and similarly the receiver can set any of his bank account as the active one for his UPI ID. Just like email where your email ID is important, not the provider behind it. That has been a game changer.
I mean, it would absolutely be a dealbreaker in North America (good luck getting NA to adopt this, we just got Apple Pay when India's had this for a LONG time), just not everywhere else lol.
NFC is still quicker and more convenient (good luck paying with QR for a ride in a crowded bus)
I'm an Indian and i can confirm everything he just said, except i use both nfc and upi payments
I'm from India and I don't even know my phone has NFC or not
We use nfc for headphones or camera
UPI is so great – everyone from rickshaw pullers and fruit vendors to big brands and shopping malls have UPI.
I'm from Malaysia and to echo some of my other fellow Malaysians in the comments, we have a mixture of both tap to pay and QR payments.
What happened was tap to pay was initially just for credit/debit cards with the feature built in, while smartphone banking was still trying to get itself up and running. It didn't help that we only got Google Pay/Apple Pay rather recently, with Samsung Pay doing a lot of the initial heavy lifting for Samsung users only.
In the interim, banks developed QR code payments for banking apps and e-wallets to use which not only was easier to implement since all you need is a camera on your phone, but it also lowered the barrier to entry for merchants to go cashless. A lot of the tap to pay systems needed specific POS hardware to execute said payments but the QR codes could be printed out and displayed for very small merchants at no additional cost.
Now we have a healthy mix of both though the breakdown seems to be QR for small to medium businesses and tap to pay for medium to large businesses. I'm glad both exist. I guess it goes without saying that unlike other countries, we haven't implemented anything other than payments through NFC, so not having NFC doesn't cause us to lose access to public transport or gyms, so that's another reason why the lack of an NFC wouldn't really phase us (and I'm willing to bet the same goes for most of SEA).
So proud of being an Indian
No headphone jack is honestly way bigger of a deal than no NFC. Its a budget phone, people want budget earbuds. all high value budget earbuds are wired.
I'm pretty sure google pay is out of service and is replaced with Google wallet
I live in Switzerland and we have something similar called twint
Also, using a phone to pay just isn't necessary even in the states when so many debit and credit cards have nfc chips inside them.