HOW MY MOTHER HIJACKED AND SPENT MY £40000 PENSION CONTRIBUTION

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Phrankleen

Joined: Mar 2024
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HOW MY MOTHER HIJACKED AND SPENT MY £40000 PENSION CONTRIBUTION


HOW MY MOTHER HIJACKED AND SPENT MY £40000 PENSION CONTRIBUTION

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44 Comments

  1. U can say mothers are not the same. I too lost my father back in 2011 I was 16. My mom was paid $500 monthly for me which she actually kept for me until I was almost 18. She used the funds to buy me my first car and transferred the payments to me once I hit 18. I continued earning it until I turned 20/21. The mom was completely wrong for what she did. Argue with ur ancestors

  2. Wow his mother could have saved the money and told him to use it towards a house deposit or something. Did the mother receive money for his sister also?

  3. Not investing and passing on wealth amongst ourselves is what is leading to the issues of generational poverty within our community .

  4. I live in the US. The rules are probably different for a pension, but SS in the US is for the care of the child. The mother gets immediate social security for the SUPPORT of the child until they turn 18. When they turn 18, they will receive the subsistence directly until they are 21. When you get a check on the child's behalf you must report yearly on how the money was spent. Legitimate expenses include housing, medical, education, entertainment, savings, etc. How the money is spent or saved on behalf of the beneficiary is left to the discretion of the parent or payee.

  5. Every reputable organisation has a an 'expression of wishes' form you fill in when you are alive, this means that it is for the surviving dependents(spouse and children under 18) each beneficiary is paid every month, when the children turn 18, they are sent a letter and asked where they would like it to be paid into. Mum should have informed her son about it when he turned 18 because the NHS would written him. I suspect that he was sent the letter, Mum might have forged his signature and said that he is happy for it to continue to be paid into her account without her son"s knowledge. I had a trust fund set up for my son when he was a baby and when he turned 18, I gave him the letter sent to him and guided him through the process of setting up his own payment details. He is now 19 and has almost £10,000 in an account he can't touch until he is ready to buy a house(L.I.S.A. – a UK government scheme set up to help young people get on the housing ladder, each year the government adds 25% of what you contribute) My conclusion is that mum a thief and very greedy. She is manipulative and deceitful, she thought she would get away with it. If she did that to an employer or anyone else, she would have faced the consequences.

  6. He should take his mum to court as long as there's evidence the money should be passed on to him. There was a case in northern Nigeria where a guy took his mum to court for stealing his money. She was told to return it! No sentiments in the court of law. Parents vs Child cases are more common than we think. Here in Australia, a big liquor sale chain had a conflict between man and his son.

  7. One question I've been asking for the longest of times though without any proper or convincing response. As potent as our African religious practices are and I believe they have potency, how did the Europeans and Americans deal to Africa a double whammy of slavery and colonialism without any response from our side as a people, and are still dealing with us as we speak today? Africa remains at the bottom of the barrel of any developmental index available; I'm seriously searching for answers to this.

  8. How far does £3,000 go in taking care of a child for an entire year? Let the actual amount for taking care of a child per year be determined. If the amount is less than £3,000, then the mother should be made to pay the difference to her son. But if it is calculated that the cost is much greater than the £3,000, then Mr. Son should be made to pay the difference to his mother. Since Mr. Son doesn't want to recognize and appreciate the hard work that the mother did for many years in taking care of him, he should be required to pay his mother for her services Mr. Son also forgets that when his mother passes one day and he outlives her, he will definitely benefit from all her earthly earnings, including cash.

    Mr Phrankleen, you are an arrogant, pompous and very disrespectful human being to your viewers whose opinions run counter to yours.. You speak down your nose at them. That's utterly disgusting.

  9. I would try to record her let her know that she's being recorded but do it in a way that may catch her off guard and y'all go into depths of where the money went so you can get her saying that she spend it on houses spend it on etc that did not concern you and you said to take her to court exactly because she's going to go kicking she's going in with a fight so you have to think beyond her level of thinking go past the level of the way she think better thanks smarter

  10. Your mother wrong she need to pay you your money back first what you should do is do the calculation of how much it is to take care of a child take out all the expenses then and when you had left for school then that's how much you need to pay you I'm pretty sure she spent money on her husband I'm pretty sure she paid for family back home on the continent of Africa where you are from Ghana I'm pretty sure she used the money to build homes or houses or whatever so and all she need to pay your money back because that money was not taken care of you and she desperate it to other places that has nothing to do with you she get a monthly benefit check so she's paying your money back out of her monthly benefits she will be getting her monthly benefits for the rest of her life time to pay up as simple as that don't take no BS don't listen to people who say leave it alone no because if they happen to them they will go after that money they will not take it lying down

  11. You live in the West weather the UK the United States etc they all run off of the same system we all borrow from the same system so when you work money come out of your check and if you was to pass away then if you have younger children that you will go file for beneficiary in the government will disperse of how much you have worked and it will go to the child now it covers so the child can have a house place to stay clothing etc in when the child is old enough to understand then you tell the child what's in place…

  12. Sorry but this child sounds ungrateful and selfish. His mother lost her husband left to raise her children on her own and now the child is complaining about the money she spent of her deceased husband. Maybe it was a struggle for her to live on a sole income after her husband died. Yes if she had money and spent it then I can see his point, but we don’t know the financial situation she was left in when her husband died. Now the child is over there feeling out of pocket for money that isn’t his. He is behaving as if she went into his account. I need to hear more because this child doesn’t sound too right to me. He should pay his mum back for putting food on the table and clothes in his back!

  13. I don't believe the mother using the money for building project was throughly wrong, but she should've know she needs to invest some of the money when her child reaches adulthood, he will get something to get through the difficult stage of life . The mother using the money to do what she thinks is right for her without thinking long term about her child is selfish

  14. There’s all trivial money is the root of all evil he can bring us together and he can divide us regardless of the blood level …..For a mother to be so greedy what do you expect she will pay that Price karma is a B” word with a capital letter she’s wicked bad example for a mother

    African parents always feel that entitled to whatever the children give her is like a responsibility that hangs over your shoulder I want I want I want I should have I should have I brought you into this world I suffer with you when I was a child this is the guilt delay out on us as children living abroad

  15. I love your content Phrankleen. The delivery is what makes it. You truly are gifted in using your voice, dialect and tone to tell a story. What I like most is that it's simplistic. It's not reliant on music or fancy bells and whistles. And as a woman getting up in age, I like the idea that there is no vulgarity. Thank you!

  16. Some African parents believes you must delay your dreams and give them all your money because they gv birth to you. They want to live big at your expense an God help you if you refuse their selfish agenda, even the educated one's living in Europe are doing this.

  17. NHS should amend the rules of this type of pensions. By age 18, the checks should automatically go out to the son. This type of situations encourage longer throat. What’s stopping the mom from saving part of the money in an investment plan?

  18. Daddy did well to leave something back for the son, how could mom be so irresponsible with it. I consider what mom did very unreasonable, who asked her to be spending the money in Ghana? Mom you could just honour your late husband wished.

  19. A friend of mine sold his daughter's car for $12,000. She wasn't driving it. It was in his garage. She was working in another state. She then got a job in Europe.He had bought her the car after graduation. She was so happy when her dad gave her the $12,000.
    He did the same when his mom died. He was left the family home. He sold it and divided the money among his 4 siblings. They were so grateful. He's a trustworthy good guy.

  20. The Bible said PARENTS DO NOT AGGRAVATE UR CHILDREN. But these African parents are so evily entitled! Its heart WRENCHING N DISASTROUS TO D self esteem of d child. They just don't care!

  21. That lady who says in the USA it would not be the child's money is wrong. In the USA. The widow gets her ssi from the deceased and the child gets until they are 18. The parent collects it but it's for the child.

  22. You have said it all Mr. Phrankleen as always!
    Let's hope the guy in question heeds to this advice and he has the ability to claim that money back.
    This is what we Africans need to change: let's normalize being full with INTEGRITY. Let's stop this emotional blackmail…..

  23. Peace Brother, Wow….The irony of your stories is that they’re the same-same, We definitely are the SAME people. I’ve personally experienced many of these ordeals or know African Americans who have endured or they’re going thru the same issues with family! Most, if not all of it is perpetuated by parents. You can be NOT even the eldest child. But more than likely the least favored child who struggled to get out of that home, to be guided by life’s lessons drawing strength from the ancestors and you become successful. Now…if you Don’t (not only contribute)but also become the ATM for all sorts of family issues, you’re considered selfish!🤷🏽‍♀️

  24. When we had our 1st child, my wife opened a Junior ISA for our daughter, where her child benefits go into every month. This type of account, you can't withdraw a penny until the child is 18 years old and take over the account. She did the same for our 2 boys. When I came to UK in 2015, my wife and I also started topping it up with our own contribution, as of now, 3 of them have combined contributions of £23k and my daughter is still 9yrs and her brothers 6yrs old. We also bought crypto worth £1,500 for them last year and locked it up in trust wallet, which will be handed over to them when they become adult.

    We black people need to do better by building wealth for our kids, not debt. People should also learn to take up life insurance so that when they die, their family dont have to struggle financially.

  25. three steps to building wealth In our communities:

    1) Buy black owned products as best as you can
    2) open a stocks and shares account with Hargreaves and Lansdown
    3) deposit regular amounts in a low cost index fund (S&P 500, tech funds)
    4) when a kid is born in your immediate circle/ family open a junior ISA account and get everyone to contribute £40 a month. When the child is 21 they’ll have 60k+
    5) take personal accountability for getting your friends involved in investing

  26. Is not enough the Mother spend all of your kid benefit to stupid parties. Can you believe when the child turn 18 years, the Mother use her to garanti her to take a load